Moving home
Whether you are buying your first property, moving to somewhere new, or purchasing a new build, we’ll help you understand your borrowing options and the steps involved.
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For customers buying a home, we help compare suitable mortgage options, explain deposit requirements, and guide you through the application process.
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We support first time buyers from affordability checks through to mortgage application, explaining each stage in plain English.
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New build purchases can involve tighter deadlines and builder requirements. We help you understand your options and prepare early.
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If your current mortgage is portable, we can help review whether moving it to a new property is suitable and what extra borrowing may involve.
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We can review available support schemes and explain how they may affect your deposit, borrowing and monthly repayments.
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We help armed forces personnel understand how Forces Help to Buy could support a property purchase.
Remortgaging and refinancing
Your mortgage should keep working for you. We can help you review your current deal, explore options for raising funds, or move to a new product when the time is right.
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We review your current mortgage and compare alternatives before your deal ends, helping you avoid drifting onto a standard variable rate where possible.
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If you want to raise extra funds from your existing lender, we can help you understand affordability, costs and alternatives.
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A product transfer can be a straightforward way to switch deal with your current lender. We’ll help compare it against wider options.
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For eligible customers, equity release may allow access to funds tied up in a property. Advice is essential before proceeding.
Buy to let and landlords
For landlords and property investors, we provide practical advice across buy to let, let to buy and limited company lending, helping you find a route that fits your plans.
* The FCA does not regulate some forms of buy to let mortgages.
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We help landlords compare buy to let mortgage options, including rental calculations, deposit requirements and lender criteria.
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If you want to let your current home and buy another, we can help explore how both mortgages may work together.
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We can discuss limited company buy to let options and how lender criteria differs from personal buy to let borrowing.
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Holiday let mortgages have different affordability and occupancy considerations. We’ll help identify suitable lender options.
Protection and insurance
A mortgage is a big commitment, so protection matters. We’ll talk you through options designed to help protect your home, your income and the people who rely on you.
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Income protection can provide a monthly benefit if illness or injury prevents you from working, helping protect your household finances.
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Critical illness cover can pay a lump sum if you are diagnosed with a covered condition, helping with mortgage or living costs.
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Life cover can help protect loved ones by paying out if you die during the policy term, supporting mortgage repayment or family needs.
Real people. Trusted advice. Clear next steps.
We’ll explain your options in plain English and support you through the process from first conversation to completion.
Useful mortgage tools
Get a quick estimate before speaking to the team.
Monthly Repayment Calculator
Estimate monthly mortgage repayments based on mortgage amount, interest rate and term.
Stamp Duty Calculator
Estimate the stamp duty that may be payable when buying a residential property.
Borrowing Calculator
Estimate how much you may be able to borrow using income, commitments, deposit and term.
Equity Release Calculator
Estimate how much equity may be available to release from a UK property.
Customer Reviews
What our customers say
Recent customer reviews from Bradleys Mortgages.
Ready to get started?
Book an Appointment
Book an appointment with one of our friendly mortgage advisers at a time that suits you. Choose from phone, video, or in-branch appointments for expert support tailored to your needs.
Contact UsGive us a call 01395 222 391
Give us a call today and speak to one of our friendly mortgage advisers. We’re here to help with expert guidance and support every step of the way.